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MEDICARE PART B
Medicare Part B: Major Medical
Medicare Part B helps cover things like doctors, outpatient care, and other medical services that Part A doesn’t cover. Part B also covers some preventive care services like exams, lab tests, and screening shots. The key phrase to remember about Part B coverage is “medically necessary.” If Medicare deems a service “medically necessary”, it will probably be covered.
Unlike Part A, most people pay a monthly premium for Part B coverage. In 2007, this can vary depending on your income, marital status, and tax filing status. Premiums are listed below. Note that Part B is optional. That is, you still get Part A coverage even if you choose not to buy Part B coverage.
For more information, click the links below.
- Check Part B premiums
- Your Medicare Benefits or Sus Beneficios Medicare
- Medicare & You or Medicare y Usted
Part B: Premiums, Deductibles, and Co-Pays
Remember that Medicare is insurance. Like any insurance, there is the monthly cost for the insurance (your premiums); annual deductibles (the amount you must pay before the insurance pays), and; co-pays (the amount you pay for each service).
If you enroll in Original Medicare, Medicare sets how much you pay in premiums. Here are the rates for 2008.
Part B Premiums:2008
2006 Tax Return Income (Individual Return) |
2006 Joint Tax Return Income (Joint Return) |
2008 Monthly Part B Premium |
Up to $82,000 |
Up to $164,000 |
$ 96.40 |
$82,001 to $102,000 |
$164,001 to $204,000 |
$122.20 |
$102,001 to $153,000 |
$204,001 to $306,000 |
$160.90 |
$153,001 to $205,000 |
$306,001 to $410,000 |
$199.70 |
Over $ 205,000 |
Over $410,000 |
$238.40 |
Part B Deductibles and Co-payments
The Part B deductible for 2008 $135. Medicare covers 80% after this. Co-pays vary by doctor.
If you are on a limited income, Medicare has programs that can help you pay these costs. For more information, click English or Spanish below.
For more information call Medicare at 1-800-633-4227 or visit the general Medicare website at the link below.
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