Are you eligible for Medicare?

Medicare is health insurance for individuals 65 years of age or older or individuals under the age of 65 with certain disabilities.

You may qualify under the following conditions:

  • You are turning 65
  • You are under 65 and have been receiving disability benefits from Social Security for 24 months
  • You are under 65 and have been receiving certain disability benefits from the Railroad Retirement Board (RRB)
  • You have End Stage Renal Disease (ESRD)
  • You have Amyotrophic Lateral Sclerosis (ALS, or Lou Gehrig’s Disease)

Turning 65

If you are approaching your 65th birthday, you will have a 7-month Initial Enrollment Period that begins three months before you turn 65, includes the month of your birthday, and ends 3 months after you turn 65. During this enrollment period, you will have the opportunity to enroll in Original Medicare or any Medicare Advantage plan in your service area.

Under 65

You will automatically get Part A and Part B if you have been receiving disability benefits from Social Security or the RRB for 24 months. Three months before your 25th month of disability, you will receive a red, white, and blue Medicare card in the mail.

ESRD

You can receive Medicare benefits at any age if you have been diagnosed with End-Stage Renal Disease and you meet the following criteria:

  • Your kidneys no longer work
  • You need regular dialysis or have had a kidney transplant
  • You’ve worked the required time under Social Security, the RRB, or as a government employee OR you are already eligible or receiving Social Security or RRB benefits OR you are the spouse or child of someone who meets those requirements.

Your Medicare coverage will likely start on the 4th month of your dialysis treatments, or during the first month of dialysis if the following conditions are met:

  • You participate in a home dialysis training program offered by a Medicare-certified training facility that teaches you how to give yourself dialysis treatments at home.
  • Your doctor expects you to finish training and be able to do your own dialysis treatments.
  • The regular course of dialysis is maintained throughout the waiting period that would otherwise apply.

ALS

If you have Lou Gehrig’s Disease, you will be eligible to receive Medicare Part A and Part B the month you qualify for disability benefits from Social Security or the Railroad Retirement Board.

Ready to find a plan?

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

Prefer to talk?

You can talk to one of our friendly licensed sales agents on the phone during our opening hours. They're fully trained and happy to help. No question is too small!

(866) 576-2956 or TTY 711

Mon to Fri 5am - 8pm PT
Sat 6 - 6PT
Sun Closed

Still have questions?

Our Advice Center contains important information you should know about Medicare. So if you have a question, the answer is just a click away.

Visit our Advice Center


I wish I’d known this before I bought my plan…

Helpful things callers learn from our sales agents

image description

There can be penalties if you don’t sign up for Medicare Part B when you’re first eligible to enroll.

Andrew Sivatjian
V.P. of Medicare Sales & Licensed Agent
image description

Some people think they’re stuck with the first plan they choose. They’re not. They can change to a new plan during the enrollment periods.

Silvia Barrera
Sales Manager & Licensed Agent
image description

I often explain to callers who are concerned about the cost of prescription drugs, that there are specific plans that can help reduce how much they have to pay.

Mark Laemmert
Medicare Site Leader & Licensed Agent