Getting to Know Medicare Part B

By Medicare Benefits - May 4, 2020

Medicare Part B can provide important care and coverage for Medicare recipients. Also known as Medical Insurance, Part B helps cover preventive care and medically necessary services that meet accepted standards of medical practice.  Early detection and treatment can have a huge impact on positive outcomes for many diseases, so preventive services and access to doctors can have long-term consequences for your health and well-being.

Although it is optional coverage, most Medicare recipients choose to enroll in Part B when they are first eligible in order to avoid late enrollment penalties when they choose to sign up later. You will likely pay a premium for Medicare Part B, and will be responsible for a yearly deductible, coinsurance and/or copayments.

Part B covers a wide range of important services and supplies, including, but not limited to:

  • Welcome to Medicare visit
  • Yearly Wellness visits
  • Screenings and tests necessary to diagnose illness or injury
  • Durable Medical Equipment (DME) including wheelchairs and walkers
  • Ambulance services
  • Mental health services
  • Surgical second opinions
  • Limited outpatient prescription drugs administered in a doctor’s office or hospital outpatient setting

If you receive services covered under Part B, you will likely pay 20% of the Medicare-approved amount as long as you visit a medical provider who accepts assignment.

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“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

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I wish I’d known this before I bought my plan…

Helpful things callers learn from our sales agents

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There can be penalties if you don’t sign up for Medicare Part B when you’re first eligible to enroll.

Andrew Sivatjian
V.P. of Medicare Sales & Licensed Agent
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Some people think they’re stuck with the first plan they choose. They’re not. They can change to a new plan during the enrollment periods.

Silvia Barrera
Sales Manager & Licensed Agent
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I often explain to callers who are concerned about the cost of prescription drugs, that there are specific plans that can help reduce how much they have to pay.

Mark Laemmert
Medicare Site Leader & Licensed Agent