Getting to Know Medicare Part B

By - May 4, 2020

Medicare Part B can provide important care and coverage for Medicare recipients. Also known as Medical Insurance, Part B helps cover preventive care and medically necessary services that meet accepted standards of medical practice.  Early detection and treatment can have a huge impact on positive outcomes for many diseases, so preventive services and access to doctors can have long-term consequences for your health and well-being.

Although it is optional coverage, most Medicare recipients choose to enroll in Part B when they are first eligible in order to avoid late enrollment penalties when they choose to sign up later. You will likely pay a premium for Medicare Part B, and will be responsible for a yearly deductible, coinsurance and/or copayments.

Part B covers a wide range of important services and supplies, including, but not limited to:

  • Welcome to Medicare visit
  • Yearly Wellness visits
  • Screenings and tests necessary to diagnose illness or injury
  • Durable Medical Equipment (DME) including wheelchairs and walkers
  • Ambulance services
  • Mental health services
  • Surgical second opinions
  • Limited outpatient prescription drugs administered in a doctor’s office or hospital outpatient setting

If you receive services covered under Part B, you will likely pay 20% of the Medicare-approved amount as long as you visit a medical provider who accepts assignment.

Ready to find a plan?

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

Prefer to talk?

You can talk to one of our friendly licensed sales agents on the phone during our opening hours. They're fully trained and happy to help. No question is too small!

(866) 576-2956 or TTY 711

Monday to Friday 5am - 6pm PT

Still have questions?

Our Advice Center contains important information you should know about Medicare. So if you have a question, the answer is just a click away.

Visit our Advice Center


I wish I’d known this before I bought my plan…

Helpful things callers learn from our sales agents

image description

It’s important that people review their plan each year – because premiums, coverage, and drug costs can change.

Andrew Sivatjian
V.P. of Medicare Sales & Licensed Agent
image description

It’s always worth remembering that Medicare won’t pay for long term care, or care in a retirement community, nursing home or assisted living community.

Silvia Barrera
Sales Manager & Licensed Agent
image description

Some callers are surprised by how much they could save if they switched to a new plan.

Mark Laemmert
Medicare Site Leader & Licensed Agent