If you have Original Medicare, you may visit any doctor who accepts Medicare assignment, regardless of what city or state you are in. Unfortunately, Original Medicare does not usually include coverage for medical care outside of the United States, Puerto Rico, and other U.S. territories, except under specific circumstances. Many Medicare recipients who travel abroad frequently choose to purchase a Medicare Supplement, or Medigap, policy that will help cover care you receive when traveling outside of the U.S.
If you’re enrolled in a Medicare Advantage plan, you will likely have coverage for emergency care when you are traveling to another city or state. Unfortunately, you may have to pay out-of-pocket for non-emergency care. Some Medicare Advantage plans include coverage for foreign travel, but check with your plan directly for specific coverage information.