Medicare 101

To get the most out of Medicare, you need to understand your options. We've laid out your choices here. We also have friendly licensed sales agents that can talk you through your options.

Find a plan

To get the most out of Medicare, you need to understand your options. We've laid out your choices here. We also have friendly licensed sales agents that can talk you through your options.

Find a plan
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Your Medicare options

Choosing how to receive your Medicare benefits

There are two choices when it comes to receiving your coverage.

Medicare Advantage

Original Medicare

Original Medicare

This is the federally funded program that provides Medicare Part A and Part B coverage for individuals age 65 or older, and for younger people with certain disabilities.

More about Original Medicare
or

Medicare Supplemental

Medicare Advantage

Medicare Advantage

These are plans offered by private companies that contract with Medicare. They provide the same Part A and Part B coverage as Original Medicare. Many plans also include additional benefits like prescription drug coverage, vision care, dental care and hearing exams.

More about Medicare Advantage

Your Medicare options

Choosing how to receive your Medicare benefits

There are two choices when it comes to receiving your coverage.

Original Medicare Original Medicare

This is the federally funded program that provides Medicare Part A and Part B coverage for individuals age 65 or older, and for younger people with certain disabilities.

More about Original Medicare
Or

Medicare AdvantageMedicare Advantage

These are plans offered by private companies that contract with Medicare. They provide the same Part A and Part B coverage as Original Medicare. Many plans also include additional benefits like prescription drug coverage, vision care, dental care and hearing exams.

More about Medicare Advantage

Additional coverage for Original Medicare

These additional products can be used with Original Medicare to reduce your out-of-pocket costs.

Original Medicare Medicare Supplement

Medicare Supplement (also known as Medigap) is insurance that helps to pay some of the costs that Original Medicare doesn’t cover. This will reduce out-of-pocket costs with Original Medicare.

More about Medicare Supplement
Or

Medicare Advantage Prescription Drug Plan

Most prescription drugs aren't covered by Original Medicare, so many people choose to enroll in a Prescription Drug Plan to reduce their out-of-pocket costs.

More about Prescription Drug Plans
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Additional coverage for Original Medicare

These additional products can be used with Original Medicare to reduce your out-of-pocket costs.

Medicare Supplement

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Medicare Supplement

Medicare Supplement (also known as Medigap) is insurance that helps to pay some of the costs that Original Medicare doesn’t cover. This will reduce out-of-pocket costs with Original Medicare.

More about Medicare Supplement

Prescription Drug Plan

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Prescription Drug Plan

Most prescription drugs aren't covered by Original Medicare, so many people choose to enroll in a Prescription Drug Plan to reduce their out-of-pocket costs.

More about Prescription Drug Plans

Ready to find a plan?

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

“I’m Mary-Beth*. I can carefully walk you through our step-by-step process to help you find a plan that meets your needs.”

Find a plan* Mary-Beth is a digital avatar and not a licensed sales agent.

Prefer to talk?

You can talk to one of our friendly licensed sales agents on the phone during our opening hours. They're fully trained and happy to help. No question is too small!

(866) 576-2956 or TTY 711

Monday to Friday 5am - 6pm PT

Still have questions?

Our Advice Center contains important information you should know about Medicare. So if you have a question, the answer is just a click away.

Visit our Advice Center


I wish I’d known this before I bought my plan…

Helpful things callers learn from our sales agents

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It’s important that people review their plan each year – because premiums, coverage, and drug costs can change.

Andrew Sivatjian
V.P. of Medicare Sales & Licensed Agent
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It’s always worth remembering that Medicare won’t pay for long term care, or care in a retirement community, nursing home or assisted living community.

Silvia Barrera
Sales Manager & Licensed Agent
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Some callers are surprised by how much they could save if they switched to a new plan.

Mark Laemmert
Medicare Site Leader & Licensed Agent