When Can I Change My Part D Plan?

When can I change my Part D plan? People of any age without drug coverage may tell you that an unexpected need for medications can lead to expensive medical bills. Medicare recipients may be at a higher risk for chronic medical conditions or illnesses that require regular prescription medication. Medicare Part D can help cover the costs of prescriptions ordered by your physician to help improve or maintain your health.

Medicare Benefits Solutions

Jun 27, 2021

timer 3 minutes read

Although Part D is beneficial to many Medicare recipients, it is optional coverage. Most people sign up for a Prescription Drug Plan (PDP) or Medicare Advantage plan with prescription drug coverage (MA-PD) when they are first eligible for Medicare to avoid late enrollment penalties.

The drug coverage you choose when you are first eligible might not continue to meet your needs as your health or budget changes. You’ll be able to make changes to your Part D plan at different times throughout the year.

Get easy-to-read, informative Medicare articles like this in your inbox every month.

Medicare Benefits Solutions is a non-government website. This is a solicitation for insurance. By submitting information on this site, I am providing my written consent for Medicare Benefits Solutions, herein after referred to as “Medicare Benefits”, which is a brand operated by HealthCompare Insurance Services Inc., its sales agents, or affiliates to contact me (even if I’m on a state or national do not call registry) at the phone number or email address listed to provide me with quotes or information about Medicare Advantage, Medicare Supplement, and Medicare Part D plans. I further consent to such calls or texts sent via autodialer, automated technology, prerecorded message and/or artificial voice. I understand my consent is not a condition of purchase and that I can revoke my consent at any time via medicarebenefits.com/about-us/contact-us. Additional charges may apply to SMS, call, or Internet usage depending on your data providers.

When Can I Change My Part D Plan?

If you choose to enroll in Part D coverage, you will have the chance to switch drug plans during the Annual Election Period (AEP). AEP begins October 15 and lasts until December 7 each year and allows you to change your drug coverage.

During this time, you can:

  • Switch from one Medicare Advantage plan (with or without prescription drug coverage) to another Medicare Advantage plan (with or without prescription drug coverage)
  • Switch from one Prescription Drug Plan (PDP) to another PDP
  • Drop your Medicare Advantage plan and revert to Original Medicare; at this time, you can enroll in a stand-alone Prescription Drug Plan

Another way to make changes to a Part D plan is through a Special Enrollment Period. Unlike AEP, a Special Enrollment Period is reserved for individuals who have experienced a qualifying life event. There’s a wide range of reasons you may qualify, but they may include moving out of a plan’s service area, or ending employment and losing your group health insurance with creditable drug coverage. If you become eligible for Medicaid or your plan loses their contract with Medicare, you may also qualify for an SEP.

Comparing Drug Plans

When you compare drug plans, make sure you check a plan’s formulary, or list of covered drugs, especially if you currently rely on certain medications. Each drug plan’s tiers of pricing may differ, as well. Within each plan, your prices will be based on if you buy generic or brand name drugs, if you use a mail order pharmacy, or if you visit a pharmacy within the plan’s network.

Before enrolling in a new drug plan, review the options in your area and find the one that’s right for you.

Find a new plan

Get recommendations based on what's important to you, and compare them to your existing plan.

Got questions?

Call a licensed sales agent at

877-874-1499
or TTY 771

Mon to Fri 5 am – 6 pm PST | Sat 5 am – 5 pm PST | Sun closed

Send us a message

We aim to reply within 24 hours.



    Medicare Benefits Solutions is a non-government website. This is a solicitation for insurance. By submitting information on this site, I am providing my written consent for Medicare Benefits Solutions, herein after referred to as “Medicare Benefits”, which is a brand operated by HealthCompare Insurance Services Inc., its sales agents, or affiliates to contact me (even if I’m on a state or national do not call registry) at the phone number or email address listed to provide me with quotes or information about Medicare Advantage, Medicare Supplement, and Medicare Part D plans. I further consent to such calls or texts sent via autodialer, automated technology, prerecorded message and/or artificial voice. I understand my consent is not a condition of purchase and that I can revoke my consent at any time via medicarebenefits.com/about-us/contact-us. Additional charges may apply to SMS, call, or Internet usage depending on your data providers.

    Find a plan

    find a plan
    Get plan recommendations

    Compare your current Medicare plan to our recommendations – then choose the plan that gives you more of the things you want.

    Get informative, easy to read health, lifestyle and Medicare articles. Subscribe to our free monthly newsletter.

    Medicare Benefits Solutions is a non-government website. This is a solicitation for insurance. By submitting information on this site, I am providing my written consent for Medicare Benefits Solutions, herein after referred to as “Medicare Benefits”, which is a brand operated by HealthCompare Insurance Services Inc., its sales agents, or affiliates to contact me (even if I’m on a state or national do not call registry) at the phone number or email address listed to provide me with quotes or information about Medicare Advantage, Medicare Supplement, and Medicare Part D plans. I further consent to such calls or texts sent via autodialer, automated technology, prerecorded message and/or artificial voice. I understand my consent is not a condition of purchase and that I can revoke my consent at any time via medicarebenefits.com/about-us/contact-us. Additional charges may apply to SMS, call, or Internet usage depending on your data providers.

    Find a new Medicare plan

    Get a plan recommendation based on what's important to you.