Getting to know Medicare Part D – Prescription Drug Coverage

Since Original Medicare Parts A and B do not include any drug coverage, it was important to provide Medicare recipients with an option for insurance that would cover prescription medications. Medicare Part D is the solution to the potentially high out-of-pocket costs of prescription drugs.

Medicare Benefits Solutions

Nov 25, 2019

timer 2 minutes read

Part D prescription drug coverage can be sold as a stand-alone plan by a private insurance company that has contracted with Medicare. These Prescriptions Drug Plans (PDPs) can be purchased by individuals who have Original Medicare. The PDPs can vary by cost and coverage, so it’s important to compare plans available in your area, especially if you already rely on specific medications. Each plan will have its own formulary, or list of covered drugs. Before enrolling, you can compare the plans’ formularies and find the one that meets your individual needs.

Drug coverage can also be incorporated into Medicare Advantage plans. Many Medicare Advantage, or Part C, plans include additional coverage beyond Part A and Part B, including prescription drug coverage. These plans, referred to as “MA-PD” (Medicare Advantage with prescription drug coverage), can vary in cost and benefits, and each plan may have its own formulary, or list of covered drugs. It is important to review your options and compare plans, especially if you already rely on specific dosages of certain medications to improve or maintain your health.

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    Medicare Benefits Solutions is a non-government website. This is a solicitation for insurance. By submitting information on this site, I am providing my written consent for Medicare Benefits Solutions, herein after referred to as “Medicare Benefits”, which is a brand operated by HealthCompare Insurance Services Inc., its sales agents, or affiliates to contact me (even if I’m on a state or national do not call registry) at the phone number or email address listed to provide me with quotes or information about Medicare Advantage, Medicare Supplement, and Medicare Part D plans. I further consent to such calls or texts sent via autodialer, automated technology, prerecorded message and/or artificial voice. I understand my consent is not a condition of purchase and that I can revoke my consent at any time via medicarebenefits.com/about-us/contact-us. Additional charges may apply to SMS, call, or Internet usage depending on your data providers.

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