Getting to know Medicare Part D – Prescription Drug Coverage

Since Original Medicare Parts A and B do not include any drug coverage, it was important to provide Medicare recipients with an option for insurance that would cover prescription medications. Medicare Part D is the solution to the potentially high out-of-pocket costs of prescription drugs.

Medicare Benefits Solutions

Nov 25, 2019

 2 minutes read

Part D prescription drug coverage can be sold as a stand-alone plan by a private insurance company that has contracted with Medicare. These Prescriptions Drug Plans (PDPs) can be purchased by individuals who have Original Medicare. The PDPs can vary by cost and coverage, so it’s important to compare plans available in your area, especially if you already rely on specific medications. Each plan will have its own formulary, or list of covered drugs. Before enrolling, you can compare the plans’ formularies and find the one that meets your individual needs.

Drug coverage can also be incorporated into Medicare Advantage plans. Many Medicare Advantage, or Part C, plans include additional coverage beyond Part A and Part B, including prescription drug coverage. These plans, referred to as “MA-PD” (Medicare Advantage with prescription drug coverage), can vary in cost and benefits, and each plan may have its own formulary, or list of covered drugs. It is important to review your options and compare plans, especially if you already rely on specific dosages of certain medications to improve or maintain your health.

Got questions?

Call a licensed sales agent at

866-576-2956 or TTY 711

Mon to Sun 5am - 8pm PT

Send us a message

We aim to reply within 24 hours.



    By submitting information on this website, you authorize Medicare Benefits Solutions, herein after referred to as “Medicare Benefits”, which is a brand operated by HealthCompare Insurance Services Inc., its agents, or affiliates to contact you (even if you’re on a state or national do not call registry) at the phone number or email address you provide to discuss your Medicare Advantage, Medicare Part D (Drug) and Medicare Supplement plan options. The company may contact you through the use of an automated dialer or a prerecorded message. You understand that you are not required to authorize such marketing calls as a condition of purchasing a policy or receiving service and that you can change your permission preferences at any time.

    Find a plan

    Get plan recommendations

    Compare your current Medicare plan to our recommendations – then choose the plan that gives you more of the things you want.